Individual Health Insurance

If so to speak, health insurance is a type of insurance that should be taken before a person decides to take other types of insurance. Why is that, because health is the most important element in our lives. If we are sick, many activities and any activity can not we live. For that, we need a protection to our health, such as health insurance.

Health insurance is a promise from the insurance company told its customers that if the customer experience associated with health risks, such as pain that required hospitalization, maintained roads, treatment or surgery, then the insurance company will provide reimbursement to the customer.

By taking health insurance, it is hoped that you could be protected from high health care costs today. Health insurance does not have to be purchased by buying a life insurance first, because the health insurance you can buy yourself separately.

Health insurance claim is a process to apply for reimbursement of the cost of transactions that have been done the customer to the insurance company health insurance. In particular, transactions that include part of the assurance given in an insurance product.

With this claim, an insurance customer will get reimbursement checks and health care does.

For those who have become customers of health insurance, health insurance claims is very beneficial. In addition to getting the ease of the financial side, a customer will also be able to get better services while in hospital, than those who do not become customers of insurance.

This is because the health insurance program in addition to making contracts with customers, insurance companies also have crafted an agreement with the designated referral hospital.

In addition to facilitate the process health insurance claims, deal with the referral hospital is intended to provide service to customers.

So that later the participants in this insurance customers can get an optimal service and get priority. This is another part of the benefits of health insurance program.

Type of Health Insurance Claim

Like other insurance, there are several types of health insurance claims that could be replaced by the insurance company. For a comprehensive insurance program, usually any activity related to health activities must be carried out claims.

But there are also insurance programs that cover only a few medical action. In general, there are several types of health insurance claims that could be covered by insurance companies. Some of these claims include:

The cost of hospital care, in which includes the cost of rooms, doctor fees, drug costs and to some medical action required. As for activity in the ER or also for surgical operations.

The cost of care in a specialist. This is an effort to provide improved public health, by pointing to visit a specialist doctor when to check.

Insurance claim for the birth. It relates because when this process of birth can be done in many places, such as private practice physicians or maternity home. So it does not have to do deliveries in hospitals.

Insurance claims for examination in the laboratory as well as general check-ups.

Some insurance companies also facilitate health insurance claims for family planning program as one form of support for government programs.